Queensland Home Warranty Scheme | Queensland Building and Construction Commission

QBCC licence and other fees are set by regulation and increase according to the Government Indexation Rate. For 2024-2025, the Government Indexation Rate is zero percent. Therefore there was no fee increase on 1 July 2024. 

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That's why most residential building work in Queensland valued at more than $3,300 (including materials, labour and GST) must have insurance through the Queensland Home Warranty Scheme.

The Queensland Home Warranty Scheme is not-for-profit and is funded through premium payments.

The QBCC administers the scheme according to the terms and conditions set by state government legislation.

What is home warranty insurance

Home warranty insurance is a premium your contractor pays us to insure residential contruction work.

Time limits for cover and claims

There is a time limit on the period a property is covered by a home warranty policy and that claims can be made against it.

Maximum amounts covered

A policy covers a maximum of $200,000 each for various conditions, with optional additional cover available.

Who pays home warranty insurance

The contractor pays the premium, which is based on the insurable value of the work; the home owner pays any additional cover.

Take out optional additional cover

Home owners can increase cover by buying optional additional cover within certain time frames.

Request to change, cancel or amend cover

Your home warranty cover can be changed, cancelled or amended under certain conditions.

Insurance search on a property

If you own a home or are about to buy a new home, you can check to see if the property has home warranty insurance.

Does your project need home warranty insurance?

Check definition of residential construction work and exclusions.

Learn more

Related pages

Claim home warranty insurance
What work requires insurance
Last reviewed: 4 Sep 2021 Last published: 4 Sep 2021
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